Richard Woodward & Associates                   Your local Will writing specialists

Richard Woodward & Associates

Church View House, 17 Church View, St Neots, Cambridgeshire PE19 2BB   
Telephone: St Neots 01480 290060
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Will Writing Specialists

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From our office in the Cambridgeshire market town of St Neots Iain or I will visit you at home to discuss your needs. We will carefully listen to your situation and explain your options. We have over 25 years joint Will writing experience and we are both members of the 'Master Guild of Will Writers' so please contact us with confidence. Thanks, Richard.

Will Writing  |  Lasting Powers of Attorney  |  Family Trusts  |  Probate

 Home visits available in these towns and surrounding villages:
​Peterborough   Hitchin   Huntingdon   Sandy   Biggleswade   Henlow   Shefford   Arlesey  
​Bedford   St Ives   Rushden   Baldock   Stevenage   Royston   Papworth   Ampthill  &  Flitwick

We offer
Friendly confidential service.
Member of the Master Guild of Will Writers.
Over 25 years Experience   -   Local well established business. 
 
Draft documents provided for your approval within 7 days.
Wills thermally bound in protective covers   -   
Access to Specialist areas of the Law.
Thousands of local customers   -   Secure fire proof storage.
​Documents arranged by home visit / telephone / email / video link

Home Visit Prices

Telephone Prices

Single Standard Wills £85 each
​    Mirrored Standard Wills £150 the pair

Protective Property Trust Wills £250 the pair
Any Specialist Trust Will £175 each
Bloodline Trust Wills £175 each
Any 2 Lasting Powers of Attorney £375

4 Lasting Powers of Attorney £750
Single Standard Wills £75 each
​    Mirrored Standard Wills £99 the pair
Protective Property Trust Wills £225 the pair
Any Specialist Trust Will £99 each
Bloodline Trust Wills £99 each
Any 2 Lasting Powers of Attorney £275

4 Lasting Powers of Attorney £500

Payments: We accept, Personal Cheques, Bacs, Debit & Credit cards.
(The Government fees to register each 'Lasting Powers of Attorney' are £82)

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Telephone Ordering: This is not a DIY service, you still get the same advice and guidance as with a home visit, its normal in these days to conduct business this way as it saves us all time and you still get great service. I will personally draft your Wills & telephone to ask for the information I need and I will give you all the help and guidance you  require. I will email your draft Wills for approval within 3 days, they can be corrected and amended as many times as needed. Once drafts are approved I print & thermally bind your Wills and send to you in the post. Lasting Powers of Attorney will be fully completed for you and sent in post with sae to return to me to check and send for registration. Everything is done for you. Regards Richard Woodward.

CARE FEES: Should you or your partner require care in later life, your assets will be means-tested by the Local Authority to help pay for these services. This goes back to the Community Care Act of 1990, which came into force in 1993. The Local Authority will seek to use all the assets of a person until they are reduced to a lower limit of £23,250. At this point, the Local Authority will make a contribution towards the person’s care costs. The person’s assets will be used further until reaching a lower limit of £14,250, at which point the Local Authority will take over paying the fees.
PROTECTIVE PROPERTY TRUSTS: A pair of ‘Protective Property Trust Wills’ offer the most usual form of protection against losing assets to pay for any future ‘Care Home Fees’. Quite simply instead of a spouse leaving their home to each other on the 1st death the first person to die’s share of the property goes into a ‘Protective Property Trust’ the ultimate beneficiaries are normally the children. This legally protects the deceased persons 50% of the home. The surviving spouse can remain living in the property or move in the future if required. ​​See the video 'Long Term Care'
NOTE: We can write for you a pair of 'Protective Property Trusts' Wills that include 'Bloodline Trusts' Please ask.

DIVORCE OF YOUR BENEFICIARIES: What if you die then your children divorce? most people think their existing Will provides protection for their children’s inheritance but in reality this is rare. It’s an important part of Will planning that is often overlooked. You would assume that having left everything to your children your estate would then pass down to your grandchildren. But if you read your Will closely, you’ll see that your grandchildren will only inherit if their mother or father dies before them. Your grandchildren may, in fact, get nothing. You can make sure that doesn’t happen and your children (then their children) keep their inheritance for their use only by placing your funds into Trust.
With a BLOODLINE TRUST WILL your children will have complete access to the money held within it. It is what we call ‘hostile third parties’ who won’t be able to gain access to the Trust. Without a Bloodline Trust Will you could be leaving money to one or more of the following:
  • An ex son-in-law or daughter-in-law
  • Future new stepparents to your grandchildren​
  • ​Someone else’s grandchildren​
NOTE: We can write for you a pair of 'Protective Property Trusts' Wills that include 'Bloodline Trusts' Please ask.

MARRIAGE AFTER DEATH: What if you die then your partner remarries? If your partner remarries and then gets divorced half of your money you have worked hard for could go to someone you don't know and eventually their children. Worse still if your partner remarries and then dies their new partner could get everything.
FLEXIBLE LIFE INTEREST TRUST (FLIT): This Will is used to give a spouse income from your estate for the rest of their life but ultimately your beneficiaries (normally your children) benefit from the capital, this is a very simple explanation but this type of Will is sometimes called the 'Rolls Royce' of Wills because of its flexibility and the advantages it has from an inheritance tax point of view and protection of your money from care fees and the future marriage of a spouse.​
NOTE: We can write for you a 'Flexible Life Interest Trust' Will that includes a 'Bloodline Trust' Please ask.

​Other Specialist Wills
RIGHT TO OCCUPY: This gives you the ability to give a spouse, partner, family member or friend the right to remain living in your property for a stated period of time or their lifetime if you die. Or if you wish you can include that the trust ends if they remarry or cohabitate as husband and wife with another, the trust can then be ended and the property then passes to your chosen beneficiaries.​
DISCRETIONARY TRUST: These Wills can be used for various scenarios, the Trust fund (what you leave in it) is controlled by the trustees you appoint, they hold the money and use it at their discretion to the benefit of the beneficiary or multiple beneficiaries. Situations where you may use this type of will include;
  1. Setting up a Trust fund for a disabled person
  2. Setting up a Trust fund to protect a spendthrift child
  3. Setting up a Trust fund for a bankrupt​​​​
With this type of Will you would write a personal letter to your Trustees called an 'Expression of Wishes' this letter would be a 'guide' but only a guide to your trustees as to how you would wish them to act on your behalf after your death.

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Richard Woodward & Associates & RWA Legal are the trading names of RWA St Neots Limited
St Neots 01480 290060 | Peterborough 01733 590131 | Bedford 01234 604042 | Hitchin 01462 506042